While the average consumer, unfortunately, knows really well what debt collectors can do, most don't realize that there are federal laws restricting them from many of their debt collecting tactics. A number of good examples include that; they can't threaten you with physical harm, can't say that …
Debt
Is the Chase Slate credit card your best choice for making a Balance Transfer?
If you're up to your eyeballs in credit card debt and wondering whether or not you should get a credit card that will let you transfer your debt and consolidate it, paying it off at a lower interest rate, there are few better than the Chase Slate card. Today's blog looks at why and please keep in …
Managing Your Debt
We all think of debt in a bit of a negative light but the truth is having debt doesn’t always have to be a negative thing. Indeed, it is because of managed debt that the vast majority of us are able to own a home and put our children through college. The key is to do your best to keep your debt …
The Fair Debt Collection Practices Act Explained
All debt collection agencies are governed by the rules laid out by the Fair Debt Collection Practices Act (FDCPA). This tells them how, when and for how long they can continue to try and collect a debt from you. Knowing these rules can be extremely helpful when dealing with an unscrupulous debt …
The Statute of Limitations Explained
The Statute of Limitations on debts is very important information for anyone that has had debts for a long time and wants to clear their credit report. It is akin to an expiration date for debt and, if the statute of limitations has expired in your case it means that you don’t have to pay back …