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Personal Finance · January 15, 2013

Physically Healthy Means Financially Healthy

I’ve been focusing on physical health quite a bit over the past year.  I was laid up due to illness for quite awhile.   I learned quite a few things while I was sick, mainly that life is short, and we tend to do things to help make it shorter.  My point being, is that we often become so focused on monetary efforts and payoffs, we often don’t realize the toll it can take on us physically.  I wanted to knock out a quick post to give you a little food for thought was you move forward in life.

I have two jobs, the one I work at very hard during the day, and has me engrossed 60+ hours each week. Then the job I have when I come home and perform my various online endeavors.  What I learned while being hospitalized multiple times is that when I was sick I couldn’t do either one!  Taking care of yourself is one of the best financial tactics you can ever employ.  You have heard the saying that time is money, and it couldn’t be more true.

Lost time is not the only financial cost when it comes to your health.  Consider medical bills, and the fact they are increasing with ease year over year.  There are still many out there without medical insurance, and those of us that do have it are paying more and more each year in deductibles, premiums, co-pays, and prescriptions.  Even the best insurance these days doesn’t cover everything.  It’s gotten to the point that there are 401k type accounts (HSA’s) that allow us to save for both current and long term medical expenses.  After my illness last year I opted for the most expensive insurance my employer offered, and even then I have annual deductibles and various co-pay obligations.

The point being, don’t get too caught up in money, otherwise it may cost you more than it pays off.  Work hard, and play hard, but try and get some rest as well.  Stress related illnesses are running rampant today, and unfortunately health diet and exercise isn’t increasing along with it.  Take some time out of your busy life and pursue a healthy hobby, try and use your gym membership a little more often, and purchase and consume healthier foods.

 

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