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Personal Finance, Save, Spend · October 4, 2012

Simple Money Saving Tips

Looking for a few simple but effective ways of saving money?  Then you’ve come to the right place because we’re going to tell you a bunch of different things you can do to that will save money on practically every purchase you make and help you keep as much of your hard-earned cash. Read below to find out about all of these great money-saving ideas and start saving today!

One of the best ways to save today is on your smart phone bill.  The simple fact is that text plans and data plans suck up a lot of extra money.  Check with everyone in the family to see what they really need every month and, when it comes time to renew your contract, make sure you get the minimum to suffice those needs.  Also remember that you can negotiate with the service provider just as you can with almost any other service.

Eating at home is an excellent way to save a lot of cash.  Did you know that restaurant prices have been on a 5-year, 26% per year increase?  It’s true, and every time you go out you’re paying them more and more of your money for the same amount of food.  Cooking at home will not only save you money it is also healthier.

If you don’t watch a lot of television then getting rid of cableTV, or at least going to a lower package, will save you big bucks every month.  There are a lot of new channels that don’t cost a thing and of course free Internet shows are on the rise like HULU and others.

If you’re not using coupons at least a little you’re missing out on huge savings. Today there are coupons for everything and websites that will teach you how to use them to save big bucks at the grocery store.  Some women are so good at it that they save almost 50% on their grocery bill every week! Look for mobile coupons, newspaper coupons and you can even subscribe to email newsletters with coupons.  They’re everywhere so take advantage of them!

This may sound old-school but the public library is an excellent place to save money on videos, music and books.  How?  They’re free to read, watch and listen to!  Let’s face it, you aren’t going to watch a movie or read a book (or magazine) over and over again so why buy them?  Rent them from the library and save big.  Most have a huge selection too.

Now get out there and start saving!

Filed Under: Personal Finance, Save, Spend

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